How to Send Money on Whatsapp

Whatsapp allows users to send and receive money through whatsapp pay using their mobile phone number. It can be done through unified payment interface, commonly known as UPI, which makes payment very convenient. From ordering food to eat to buying groceries, this digital payment method can make your life easier. Now, the messaging platform WhatsApp has come up with the UPI payment feature through it.

The messaging app says the new feature will allow users to seamlessly make UPI payments using the rupee button. You can pay by chatting with a representative or scanning a QR code at several stores in India.

How to send money on Whatsapp


How to send money on whatsapp through Whatsapp Payment

Step No.1: Open you Whatsapp

Step No.2: Now open Chat box to whom you want to send money.

Step No.3: After this tap on the rupees icon which can be seen below at the message box.

Step No.4: Now enter the amount, which you want to send.

Step No.5: Tap on next and then on Send Payment.

Step No.6: After this it will ask you to enter UPI PIN to verify the payment.

Note: If you haven’t set up your UPI PIN before, then it will ask you to do the same by verifying the last six digits of you Debit Card and the expiry date of the card.

If you want to know whether your payment was successful or not, you can do this by checking the status on your chat box or by viewing earlier transactions in the payment settings.

Related Post: How to Add Bank Account in Whatsapp


What is WhatsApp Pay?

WhatsApp Pay is a digital payment system integrated into the WhatsApp messaging app. It allows users to send and receive money through the app using their mobile phone number.

Can I use Whatsapp Pay?

Yes, you can use Whatsapp Pay, but provided it has been launched in your country. If it is launched in your country, then you need to have your debit or credit card and a WhatsApp account. You can then send money to your contacts, which is there in your WhatsApp contacts list, those contacts will also need to have a verified account on whatsapp to receive the payment.

How does Whatsapp Money Transfer Work?

The process of sending money through Whatsapp is easy and simple. It allow users to send or receive money through whatsapp pay within the app, which need to be linked with debit card or credit card. For sending money you need to Open Chat with whom you want to send money and then tap on rupee icon. Type any amount, which you want to transfer. Enter the UPI PIN to confirm the payment. That person will receive the notification that the money is received.

What is the limit of Whatsapp Payment per day?

The transaction limit per day will be depend on the country or region, where you are located as well as it will depend on the banks terms and conditions. But as per National Payments Corporation of India (NPCI), the transaction is set at a maximum of Rs. 1 Lakh per transaction and Rs 2 Lakh per day, but it depends on the limit of the Bank.

Which is better Google Pay or Whatsapp Pay?

Whether Google Pay is better or Whatsapp Pay is better, the answer to this question is fully depend on the user to user preferences. But here are some difference which can be seen. Google Pay is available in more countries than Whatsapp Pay, which is available in specific countries, but they are increasing their services in many countries. Google Pay has larger user base as compared to Whatsapp Pay, but Whatsapp Pay is catching up with Google Pay. One should not forget Whatsapp has millions of subscribers. Google Pay has too many options of payment services like utility bill, payment services, booking ticket, normal payment made to friends and family, but Whatsapp Pay is only restricted to person-to-person transaction basis. It depends on personal choices whether to use Google Pay or Whatsapp Pay, try both the app and know which one you like as per your preference.

Can someone steal your Money through Whatsapp?

The possibility of getting your money stolen on whatsapp is very rare. WhatsApp has implemented several security measures to protect the users and their transactions, including encryption and two-factor authentication system. However, still it is very important to be cautious and take every step to protect your personal and financial information. Here are some of the tips which will help you to use whatsapp pay safely. Link your debit or credit card only if you trust the whatsapp platform. When you send money to unknown person, be careful. Have a strong password. Do not give your UPI PIN to anyone or any person. By considering all the above point one can minimize their risk. If at anytime, if you feel that your contact has been compromised then contact your whatsapp or bank as soon as possible.

Does Whatsapp have UPI?

Yes, WhatsApp Pay uses the Unified Payments Interface (UPI).This technology helps user to send money instantly. UPI is a payment system developed by the National Payments Corporation of India (NPCI) that helps to transfer money instantly between two bank accounts on a mobile.

Is WhatsApp Payment Free?

Generally Whatsapp Pay is free for Individuals. But it would be important to check if there is any fees charged to specific transaction.

Is Whatsapp Payment legal in India?

Yes, WhatsApp Pay is legal in India. The whatsapp payment is regulated by the Reserve Bank of India (RBI) and is powered by the Unified Payments Interface (UPI), a secure payment system developed by the National Payments Corporation of India (NPCI).

Is Whatsapp Pay safe to send money?

WhatsApp is generally considered to be a safe platform for sending money, as long as users take appropriate precautions to protect their personal and financial information.

Where is Whatsapp Pay available?

Whatsapp Pay is available in India, Brazil as of now.




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