How to Add Bank Account in Whatsapp
To add a bank account on whatsapp, user need to do that with UPI. The Unified Payment Interface (UPI) makes digital payments very convenient.
It makes even more convenient by combining the messaging and payment service on the same platform. Whatsapp does just that.
WhatsApp makes sending money as easy as sending a
message, allowing users to seamlessly make UPI-based payments via chat in one
convenient place! Simply tap the rupee icon while chatting with a contact or
scan the QR code at over 20 million QR code-enabled stores in India to initiate
a UPI payment.
If you have not yet
found this perfect combination, then you can do it by setting up WhatsApp
payments in just few simple steps from the friendly chat interface window.
You just need an active
Indian bank account that supports UPI to add a bank account. Your mobile number
need to be updated with the bank account, means it must match the mobile number
in your WhatsApp account.
Whatsapp: How to Add Bank Account
Step
No.1: open chatting box with the person you want to send
money to.
Step
No.2: Now Tap on the "Payment" icon or Alternatively,
you can click Attachment and tap on payment.
Step
No.3: Now tap on Get Started.
Step
No.4: Click on "Accept and Continue" to accept
the payment terms and privacy policy.
Step
No.5: Now tap on the bank name in the bank list.
Step
No.6: Click on "Verify by SMS".
Step
No.7: Click Allow. If WhatsApp already has permission to
make and manage calls, you don't need to grant permission.
Step
No.8: Click on the bank account which you want to add to
send and receive payments using WhatsApp.
Step
No.9: Click on Continue to verify your debit card.
Step
No.10: Click on "Verify Cards".
How do I Remove a Linked Bank Account in Whatsapp?
If you want to remove a
linked bank account in your WhatsApp app, then you can follow these below steps:
Step
No.1: Open your WhatsApp
app on your mobile phone and tap on the "three dotted lines", which can be seen at the top right hand corner.
Step
No.2: Now, tap on "Payments" to access your payment settings.
Step
No.3: In the payments section, you will see a list of
your linked bank accounts, simply tap on the account you wish to remove.
Step
No.4: After this, you will see the account details on the
screen, tap on the "Remove bank
account" option. You will be prompted to confirm the removal of the
bank account.
Step
No.5: Once you confirm to remove the bank account, the
bank account will be removed from your WhatsApp Pay settings. Now you will no
longer be able to send or receive money from that account through WhatsApp.
Note: Once you have removed the linked bank account, and it was the only bank account in the whatsapp pay settings, then you will need to add new bank account, if you want to use Whatsapp Pay again in future.
Is it Safe to Add Bank Account to Whatsapp?
WhatsApp uses several security measures to protect the personal and financial information of its users, including encryption for all messages and payments.
When users add a bank account to WhatsApp, the platform uses the Unified Payments Interface (UPI) system to link the bank account for sending and receiving payments.
UPI
is a secure payment system that is widely used in India, which is considered to
be safe for money transactions.
However, like any other
financial services, it is important to be careful and one should take necessary
steps to protect his/her personal and financial information. Here are some of
the tips for staying safe and secure when adding a bank account to WhatsApp.
Whenever you are downloading any app, in this case whatsapp app, always make sure you are downloading the official app from the app store.
Always ensure that the
device which you are using to download the app is secure and also the network
which you are using to download is secure, while adding bank account. If
possible avoid using public Wi-Fi, while adding bank account in the app.
Never share your UPI
PIN with anyone, keep it safe and secure.
It is better if you
check your banking transaction on regular basis, if you see any suspicious
activity happened, then you can contact your respective bank immediately.
Keep your mobile phone
protected with strong password and take every measure to secure your phone such
as with two factor authentication.
These were the few tips, which can help you to ensure that your experience of adding a bank account to WhatsApp is safe, secure and minimizing the risk.
However, while doing
any financial transactions, it is important to be careful and always ensure
that you follow best practices for online security in protecting your personal
and financial information.
Can Whatsapp see my Bank Details?
No, WhatsApp cannot see
your bank details. Whenever you try to link your bank account to WhatsApp, that
connection is done through UPI (Unified Payments Interface), which is managed
by NPCI (National Payments Corporation of India) (NPCI).
This system always
ensures that your bank details are stored securely with your bank and are not accessible
to WhatsApp or anyone.
Still, it is important
to know that no system is fully risk free, there is always some risk associated
with it. It is always advisable to do financial transaction with best
practices.
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